Access cash from your vehicle — without selling or refinancing.

Turn Your Car Into Cash - Fast

Borrow up to 80% of your car's value with rates starting at just 7%. Fast approval. No delays - just funding in 24 hours.

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Instant Decision
24 hr

or less for funding

Loan Term
3–4Y

The available loan repayment period in years

Interest Rate
7%

Our lowest available financing rate.

Monthly Payments
$150

The lowest possible monthly payment amount available.

Car Equity Loans Made Simple

Use Your Vehicle’s Value to Unlock Fast Cash

Car Equity Loans for Individuals

Need cash but don’t want to sell your car? Use your paid-off vehicle to borrow up to 80% of its value with fast approval and flexible terms.

Car Equity Loans for Businesses

Need funding for your small business or side hustle? Tap into your business vehicle’s equity to access working capital without giving up ownership or control.

Keep Driving, Get Funded

Borrow against your car’s value and continue driving it. Perfect for people who need cash now but still rely on their vehicle for daily use.

Dedicated Customer Support

Our friendly, experienced team is here to help you every step of the way—from checking your eligibility to receiving your funds within 24 hours.

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Get Financed In Simple Steps

Get Financed in Just 3 Simple Steps

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Get Approved

Upload your vehicle info and verify your income, our bank will give you an approval in minutes.

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Verify Your Vehicle

Confirm the condition of your car currently via photo or video.

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Sign and Fund

Our bank will issue contracts within 48hours of loan approval.

Why Choose Credit PSI for Your Car Equity Loan?

Up to 80% Vehicle Value

Tap into your car's equity without selling it.

3-4 Year Loan Terms

Flexible repayment plans that fit your lifestyle.

Instant Decisions

Get an approval on the spot.

Fast Funding

Funds deposited within 24 hours of approval.

Low Rates from 7%

Affordable monthly payments with transparent terms.

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